TRAVEL INSURANCE

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Travel Insurance

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.

According to a 2020 NerdWallet survey of 2,000 Americans, only one in five Americans bought travel insurance for leisure trips prior to COVID-19. But 45% say they're likely to purchase travel insurance for future leisure trips.

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Key Takeaways

  • Many companies selling travel packages also offer travel insurance.
  • Some travel policies cover damage to personal property, rented equipment, such as rental cars, and even ransom requests.
  • The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical coverage, and accidental death or flight accident coverage.
  • Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights.